About Homestar Financial, LLC
For over twenty years, the principals of Homestar Financial have met the needs of their borrowers with a wide range of mortgage products. The mortgage environment is littered with companies and individuals that were unable to survive this latest financial meltdown. While much blame has been placed on mortgage brokers for their role in the mortgage crisis; they do not share the stage alone. The role of mortgage brokers still remains vitally important, especially for mortgage products that are not mainstream products such as Jumbo Loans. When your bank cannot do a Jumbo or Super Jumbo Loan, where do you turn?
Homestar Financial is a HUD approved mortgage broker that is required to submit audited financial statements on an annual basis in order to meet certain regulatory standards. More important to you, is the need to have someone that knows the jumbo loan landscape in detail. Small percentage mistakes that happen on a jumbo loan mean tens of thousands of dollars over the life of the loan. Most loan officers never handle a $1,000,000 loan transaction in their financial career; Homestar loan officers do several a month.
Our responsibility to our jumbo loan clients includes providing them with information that allows them to determine what type of loan is best for them and choosing the lender or lenders that have the best rates, depending on the borrowers own personal circumstances. Finally, we make every effort to make sure the entire process is a stress free experience, private, and done in a timely manner.
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Michael Behrens, President
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We are more than happy to provide references to our clients. These can be names of former clients and/or bankers that have sent us their own clients which they were not able to help obtain a jumbo loan.
Jumbo and Super Jumbo Loans are what we do. We are experts in this area of the mortgage business. Call us. Test our knowledge and service.
You will not be disappointed. I guarantee it!
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Dear Michael,
Once again you accomplished what no one else in this city could; a multi-million dollar home loan. As you know, I tried several banks on both sides of the river. This includes my personal bank where I have banked for over 20 years and I was turned down each and every time. I was not turned down because of low credit scores or property values; but because, as I was told, “the economic meltdown is not conducive to making million dollar home loans at this time”.
Michael, I appreciate the manner in which you went about collecting the information and necessary documentation, not to mention keeping me up to date on the progress of the loan. I needed the loan done in thirty days. You assured me that you could do it and by golly, you kept your word. The fees initially quoted were what were charged on the closing statement; in fact, they came in somewhat lower because of the tax pro-ration.
Again, thanks for a job well done and be assured, I will use you and your firm in the future.
Very truly yours,
Frank Ziebell
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